About BreakdownInsurance.co.nz
Independent Mechanical Breakdown Insurance comparison and information.
Who We Are
BreakdownInsurance.co.nz is operated by Cover4You, a Kiwi owned company focused on helping vehicle owners understand and compare Mechanical Breakdown Insurance (MBI) products. We are an independent information and comparison service — not an insurer or underwriter.
We believe the breakdown insurance market lacks transparency and that independent, jargon-free information is genuinely valuable for vehicle owners. Our comparison tools give you a clear, unbiased view of the leading providers so you can make an informed choice.
What We Do
Independent Information
We publish detailed, unbiased guides about breakdown insurance products, providers, and coverage options to help you make informed decisions.
Provider Comparison
We compare leading breakdown insurance providers across coverage breadth, claim limits, EV cover, pricing, and additional benefits.
Direct Provider Access
Each provider listed on our comparison table links directly to their own website so you can get a quote straight from the source.
Consumer Education
We explain breakdown insurance in plain English — no jargon, no misleading claims — so you understand exactly what you're buying.
Our Commitment
We are committed to providing accurate, up-to-date information about breakdown insurance. We do not accept advertising from specific providers in exchange for favourable coverage, and our editorial content reflects our genuine assessment of the market.
Our comparison links directly to provider websites. Cover4You may receive referral fees where applicable — this is disclosed in our disclaimer. Our referral arrangements do not influence the comparisons or information we publish — all providers are presented fairly.
Regulatory Framework
The breakdown insurance products we reference are insurance products regulated by the Reserve Bank of New Zealand (RBNZ) and the Financial Markets Authority (FMA). The Insurance Council of New Zealand (ICNZ) provides industry guidelines that reputable providers adhere to.
Compare Breakdown Insurance Providers
See 6 providers side by side — click through to get a quote directly with the one that suits you.
View Comparison