Breakdown Insurance Coverage Types

Comprehensive MBI covers the widest range of mechanical and electrical failures — from engine internals and gearboxes through to ECUs, cooling systems, and air conditioning. When an unexpected component fails outside of manufacturer warranty, your comprehensive policy pays for pa...

Drivetrain and transmission failures are among the most expensive vehicle repairs, often exceeding $5,000–$15,000. This targeted breakdown insurance cover protects the transmission (automatic and manual gearboxes), transfer case and 4WD components, front and rear differentials, d...

Modern vehicles are packed with electronic systems that can fail unexpectedly and expensively. Electrical systems MBI covers the engine management unit (ECU), fuel injection sensors, ABS control modules, airbag controllers, central locking, electric window motors, alternators and...

As the EV and hybrid fleet grows rapidly, so does the need for specialised breakdown protection. EV and hybrid battery MBI covers traction battery pack replacement or repair, battery management systems, electric motor and inverter components, regenerative braking systems, on-boar...

Roadside assistance as part of breakdown insurance means you're never truly stranded. This benefit typically includes 24/7 emergency callout nationwide, towing to the nearest approved repairer, on-site help for flat tyres, battery jumpstarts, fuel delivery, vehicle lockout assist...

An extended warranty functions similarly to a manufacturer warranty but is provided by an independent insurer. This cover is typically sold through car dealers at the point of purchase for vehicles exiting factory warranty. Extended warranties cover most mechanical and electrical...